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Guide: your account outside the EU

49 articles on Bank of Georgia and your account outside the EU

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Basics

Opening a bank account outside the EU: the complete 2026 guide

Why, how and for whom an account outside the EU is worthwhile – and where Georgia fits in.

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Bank of Georgia

Open a Bank of Georgia account – remote, no travel (2026 guide)

Step by step to a Bank of Georgia account, opened entirely from home by power of attorney.

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Bank of Georgia

The Bank of Georgia SOLO account: premium banking

What the SOLO account offers: multi-currency, cards, online banking and a personal banker.

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Basics

Opening an account in Georgia: process and costs 2026

What you need, how the opening works and what it costs – clearly explained.

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Concept

The Freiheitskonto: a bank account outside the EU

The idea behind an account outside the EU – currency, location and system independence.

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Process

Open an account remotely, without travelling

The remote route in detail – notarised, apostilled power of attorney and courier delivery.

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Who it's for

An account for digital nomads: why Bank of Georgia convinces

Reliable access to your money from anywhere – built for a location-independent life.

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Who it's for

An account for perpetual travelers: banking without a base

A banking base outside the EU for people who spread life across several countries.

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Who it's for

A foreign account for the self-employed: a second pillar

Receive income in any currency and add a resilient pillar outside the eurozone.

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Who it's for

An account for entrepreneurs outside the EU

How a deliberate second account outside the EU reduces concentration risk.

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Features

Multi-currency account in Georgia: GEL, EUR, USD, GBP

Hold several currencies side by side and exchange precisely when it suits you.

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Features

VISA & Mastercard from Bank of Georgia: global cards

How the SOLO debit cards work worldwide – in stores, online and at ATMs.

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Who it's for

An account for freelancers abroad: get paid in any currency

Invoice and get paid in EUR, USD, GBP or GEL without forced conversions.

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Process

Opening an account by power of attorney: remote and legal

What the power of attorney does, how it is notarised and apostilled, and why it is safe.

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Digital

Bank of Georgia online banking: manage it from anywhere

Transfers, currency exchange and card control – fully digital, wherever you are.

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Logistics

Worldwide courier shipping of your bank cards

How your card and documents arrive by courier at an address of your choice.

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Documents

Apostille power of attorney for Georgia: the key document

What an apostille is, why it matters and how to prepare the power of attorney.

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In practice

Bank of Georgia reviews: what account holders report

Honest, everyday experiences with the account – the good and the limitations.

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Background

Georgia's banking system: how stable is it really?

A sober look at supervision, capital and the resilience of Georgia's banks.

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Background

Georgia as a financial hub: a bridge between Europe and Asia

Why Georgia has become a pragmatic location for banking and business.

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Process

Account opening in Tbilisi: with or without travel

What opening on site looks like – and why most clients use the remote route.

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Law & duties

Is a foreign account legal? What is allowed – and what matters

A clear answer: legal when declared correctly, with the duties that come with it.

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Law & duties

CRS Georgia: how the automatic exchange of information works

What the Common Reporting Standard means for your account – plainly explained.

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Law & duties

Reporting a foreign account to the tax office

When and how to declare a foreign account and its income at home.

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Process

Opening an account without a residence outside the EU

How an account can be opened when you have no fixed registered address.

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Strategy

A second account abroad: why a second pillar makes sense

The case for a deliberate second account outside your home banking system.

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Strategy

Asset diversification with a foreign account

Why spreading across countries, currencies and systems reduces cluster risk.

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Strategy

An emergency account abroad: agility in a crisis

How a second access point keeps you able to act when it matters.

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Who it's for

Opening an account despite Schufa: a foreign account

How an account outside the EU can open options independent of German credit scoring.

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Currencies

EUR, USD & GBP account in Georgia: key currencies in one place

Hold the major reserve currencies in one account and switch on your terms.

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Currencies

Georgian lari account: when holding the local currency pays off

When lari balances make sense – and when stable currencies are the better choice.

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Comparison

Account in Georgia vs an EU bank: a sober comparison

Side by side: where Georgia wins, where an EU bank does, and how to decide.

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Comparison

Bank of Georgia vs Wise and Revolut: bank or payment app?

The key difference between a licensed bank and an e-money provider, compared.

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Costs

Georgia account fees: what to expect when opening the account

A clear overview of the costs involved – ours, the bank's and your own.

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Technical

Bank of Georgia IBAN and SWIFT: how international payments work

How the account is addressed in the global payment network for transfers.

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Assessment

Foreign account pros and cons: an honest assessment

A balanced look at the real advantages and the genuine drawbacks.

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In practice

Georgia account minimum deposit: how much you really need

What balance you realistically need to open and run the account.

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Who it's for

Bank of Georgia account for emigrants: banking outside the EU

How leavers keep reliable banking access while moving their life abroad.

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The bank

Bank of Georgia: figures, facts and stability 2026

The most important figures on the bank behind your account – with sources.

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Security

Deposit insurance in Georgia: up to GEL 50,000 from 2026

How deposit protection works in Georgia and how to weigh it honestly.

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Law & background

Crypto in Georgia: 0% tax, regulation and the location advantage

Why private crypto gains are generally tax-free, how fiat exchange stays VAT-free and what the VASP framework means.

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Investing & cards

Galt & Taggart depot: a securities account in Georgia

A regulated securities depot with access to international and regional markets – also for non-residents.

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Investing & cards

American Express at Bank of Georgia: the Amex card

Bank of Georgia is the exclusive Amex issuer – a SOLO credit card with Membership Rewards and premium benefits.

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Investing & cards

Investing via Georgia: markets, custody & research

Access to around 36 markets, international custody and in-house research – in interplay with the SOLO account.

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Residency & tax

Tax residency in Georgia: 183-day rule & HNWI

Why residency decides over the location advantages, what territorial taxation means and the two routes to it.

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Residency & tax

The HNWI programme of Georgia: tax residency without 183 days

Tax residency without long-term presence – requirements, thresholds and an honest classification.

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Residency & tax

Moving to Georgia: emigrating cleanly for tax (§ 6 AStG & co.)

What German and Austrian exit taxation and extended limited tax liability mean – and how to plan it cleanly.

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Comparison

Foreign account compared: Georgia vs. Switzerland, Dubai & co.

Georgia, Switzerland and Dubai head to head – cost, access, deposit insurance, CRS and who each suits.

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Residency & tax

Georgia's double-tax treaties: how they work

Around 55 treaties, including with Germany and Austria – how they avoid double taxation and reduce withholding tax.

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Ready for your account outside the EU?

We open your SOLO account at Bank of Georgia entirely remotely – no travel, with German-speaking support. You order directly via the form: EUR 750 plus VAT and EUR 120 courier.