An internationally usable debit card is part of the Bank of Georgia SOLO account. But how do the VISA and Mastercard cards from Bank of Georgia work in everyday use, how do you get the card and what should you watch for? This article provides the answers.
Which cards belong to the SOLO account?
With the SOLO account you receive a VISA/Mastercard debit card. The cards of VISA Mastercard Bank of Georgia can be used over the international networks – that is, everywhere VISA or Mastercard are accepted, worldwide at ATMs and in shops as well as online. This makes the card a fully fledged means of payment for travel and everyday life.
Since it is a debit card, you draw on the balance of your multi-currency account. That makes VISA Mastercard Bank of Georgia especially transparent: you spend what is there, with no credit-line mechanics.
How the card works in everyday use
| Use | Function |
|---|---|
| Paying in shops | Contactless and with chip, worldwide |
| Online payments | With 3-D Secure confirmation |
| Withdrawing cash | At ATMs in the VISA/Mastercard network |
| Foreign currency | Debited from the matching currency balance |
After receiving the card, quickly activate the app notifications in mobile banking. This way you see every transaction in real time – it increases security and helps keep an overview of spending in different currencies.
How you receive the card
A central advantage of our remote procedure: you do not have to collect the VISA Mastercard Bank of Georgia in Tbilisi. We ship the card together with the account documents by courier to the address you name – worldwide. The courier cost of EUR 120 is shown separately in our offer.
Security and blocking
In case of loss or theft, the VISA Mastercard Bank of Georgia can be blocked via online/mobile banking or the SOLO banker. We recommend noting your banker's contact details and the app's blocking options right after receipt. Since the banking is in English, it helps to look up the most important terms once – your personal contact at CMC supports you in German.
Limits, fees and concrete card conditions follow the prevailing tariff of Bank of Georgia and are not part of our offer. Clarify these with your banker.
Card and multi-currency thought together
The VISA Mastercard Bank of Georgia unfolds its full strength in combination with the multi-currency account. Anyone holding USD balances and paying in the US, for example, can debit from the dollar balance and thereby avoids an additional conversion. This makes the card especially attractive for international travellers and the self-employed with foreign-currency income.
The VISA Mastercard Bank of Georgia is therefore far more than an accessory: it is everyday access to your Freiheitskonto – usable worldwide and conveniently delivered by courier.
VISA Mastercard Bank of Georgia: cards for worldwide use
Internationally usable debit cards are part of every SOLO account. With VISA Mastercard Bank of Georgia you pay everywhere these networks are accepted – that is, practically worldwide, in shops and online. The cards are linked directly to your multi-currency account, so you can settle in the matching currency depending on the balance.
| Feature | Detail |
|---|---|
| Card type | Debit card (VISA/Mastercard) |
| Acceptance | worldwide, online and in person |
| Account link | linked directly to the SOLO account |
| Delivery | by courier to your chosen address |
Courier shipping instead of self-collection
A practical advantage of VISA Mastercard Bank of Georgia via CMC: you do not have to collect the cards in Tbilisi. We ship cards and documents by courier to the address you want, worldwide. This removes the last hurdle that would remain with an independent opening on site.
Give a shipping address at which you can safely receive a courier delivery. With VISA Mastercard Bank of Georgia, an address with reliable receipt is advisable – such as an office or a trusted person if you are on the move a lot.
Finally, note that foreign-use, withdrawal or conversion fees on the cards follow the prevailing Bank of Georgia tariff. We set up the cards and ensure delivery; the ongoing card conditions are determined by the bank. This keeps the use of VISA Mastercard Bank of Georgia transparently calculable for you at all times.
VISA Mastercard Bank of Georgia: security and management
Modern card management today happens in the app – and that applies to VISA Mastercard Bank of Georgia too. Via the Bank of Georgia mobile banking, you keep an eye on your cards, see transactions and use the security features that contemporary banking offers. Especially for people who travel a lot or shop online, this immediate control is a noticeable gain in convenience.
A realistic look at the conditions is important. As with any card, fees may arise on use abroad, withdrawals or conversion, following the prevailing bank tariff. Our package covers setting up the cards and their worldwide courier shipping – the ongoing card conditions are determined by Bank of Georgia. This way you know where you stand from the start when you use VISA Mastercard Bank of Georgia.
Activate notifications in the banking app for your VISA Mastercard Bank of Georgia. This way you notice every transaction immediately – a simple but effective protection in everyday life.
In combination with the multi-currency account, the cards unfold their actual appeal. Since they are linked directly to the various currency balances, a payment can ideally be covered from the matching pot without triggering an unnecessary conversion. Anyone in the dollar area holding USD balances pays from those; anyone shopping in Europe uses the EUR balance. This makes VISA Mastercard Bank of Georgia not an isolated means of payment but the natural spending end of a well-thought-out multi-currency account.
As a result, account and card merge into one unit: the multi-currency account holds the funds, and VISA Mastercard Bank of Georgia puts them to use worldwide – without detour, without unnecessary conversion, with full overview in the app.
Anyone who values a clean, worldwide-working payment route finds in VISA Mastercard Bank of Georgia exactly the right tool – embedded in an account that is at home internationally anyway.
VISA and Mastercard from Bank of Georgia in everyday use
The account opening includes an international debit card (VISA or Mastercard) with which you pay and withdraw cash worldwide. As it is a card from a bank outside the EU, it runs on the global VISA or Mastercard networks – so acceptance is practically everywhere card payment is possible.
In daily use it is worth looking at foreign-currency surcharges and withdrawal fees, which follow the prevailing Bank of Georgia tariff. Anyone holding several currencies in the account can reduce surcharges by paying in the matching currency. For larger transactions it is advisable to check limits in advance in online banking and adjust them if necessary.
Debit card – and optionally American Express
The debit card is the standard. In the SOLO segment, an American Express card can additionally be requested on demand – as a premium complement with its own rewards programme, not as a replacement. Issuance and conditions are at the bank's discretion and usually depend on creditworthiness.
Frequently asked questions about VISA Mastercard Bank of Georgia
Is the card a credit or debit card?
The SOLO account includes a VISA/Mastercard debit card. You draw on the balance of your account.
Does the card work worldwide?
Yes, it is usable worldwide over the VISA/Mastercard networks – in shops, online and at ATMs.
How do I get the card without travelling?
We ship the card by courier to your chosen address worldwide. The courier cost is EUR 120.
What does using the card cost?
Card fees and limits follow the Bank of Georgia tariff and are not part of our offer.