Your account outside the EU
A private account at Bank of Georgia – opened entirely remotely, in several currencies. CMC has been on site in Tbilisi for nine years with its own team and accompanies you personally with the account opening. Fixed price: EUR 750 plus VAT and EUR 120 courier shipping.
Three good reasons for an account outside the EU
Diversification, currency freedom and a reliable second access – without giving up your home account.
Location freedom
Your money sits outside the EU and ECB sphere of influence – a deliberate geographic diversification of your banking assets.
Currency freedom
Hold four base currencies – EUR, USD, GBP and GEL – side by side under one IBAN, with many more possible. Exchange precisely when it suits you.
System freedom
A second, independent pillar that does not depend on the state of a single banking system – resilience for an emergency.
Depot & cards: your account becomes a platform
On request we expand your Freiheitskonto with a securities depot and a premium card – all within the same banking group outside the EU.
Galt & Taggart depot
A securities depot at Georgia’s leading investment bank: stocks, ETFs, funds and bonds with access to around 36 markets – also for non-residents. Learn more →
American Express
Bank of Georgia is the exclusive Amex issuer. In the SOLO segment: an Amex card with Membership Rewards and premium benefits. Learn more →
Investing via Georgia
Markets, international custody and in-house research – account and depot as a two-tier structure. Learn more →
Securities investments are subject to market risk; the Amex card is usually creditworthiness-dependent (conditions per tariff, the bank decides). CMC is not an investment adviser.
Why clients go to Georgia with CMC
Behind your Freiheitskonto stands CMC Certus Management Consultants – specialised since 2010 in supporting German-speaking entrepreneurs and wealthy individuals.
Experience since 2010
More than 800 clients served and over 15 years of experience with relocation, structures and banking outside Germany.
Genuinely on the ground
Our own team in Tbilisi and Larnaca, German-speaking support throughout. We open your account in person on site – no anonymous brokering.
Everything from one source
Account, securities depot, cards and guidance – complemented by a licensed partner law firm for legally reserved acts.
Bank of Georgia in figures
Your account runs at the largest bank in Georgia – a listed, continuously supervised institution. A few solid figures from the 2025 financial year.
Sources: 2025 financial figures (JSC Bank of Georgia / Lion Finance Group PLC), Deposit Insurance Agency of Georgia. For context: in the EU deposit insurance is €100,000.
Georgia: a crypto-friendly jurisdiction
Georgia is among the most crypto-friendly jurisdictions worldwide. For individuals, gains from private trading in crypto assets are classified as foreign-sourced income and are generally tax-free (0%); the exchange into fiat is exempt from VAT. Add to this an established mining sector thanks to cheap energy and – since 2023 – a regulated framework for crypto service providers (VASPs) under the National Bank of Georgia that provides legal clarity.
Important for context: this is an advantage of the jurisdiction of Georgia. Your SOLO account remains a regular multi-currency bank account, not a crypto account; crypto-related deposits and withdrawals are subject to the bank’s usual anti-money-laundering checks. The tax treatment depends on your personal residence – CMC is not a tax adviser.
How we open your account
Entirely remote – you never have to set foot in Georgia.
Order online
You fill in the order form on the website – with no initial call.
Documents
Passport, a short CV and the stated purpose of the account.
Power of attorney
Notarised and apostilled – limited to 60–90 days, then expires automatically.
Opening
Our team opens your SOLO account on site in Tbilisi.
Card & access
Cards by courier, after which you manage everything digitally.
Knowledge about your account in Georgia
Clearly explained – from opening to tax obligations. More than 40 in-depth articles on Bank of Georgia, the SOLO account, remote opening and diversification.
What clients ask us most
What is a „Freiheitskonto“?
Do I have to travel to Georgia?
Which currencies can I hold?
How safe is Bank of Georgia?
Are my deposits protected?
What does opening the account cost?
How long does opening take?
Is an account in Georgia legal?
Do I have to report the account to the tax office?
What clients say about CMC
Real voices from clients of CMC Certus Management Consultants – the firm behind your Freiheitskonto.
Working with Florian and Justin is fantastic. No hassle with anything to do with residence, company registration, accounting, payroll, legal matters and audits. A full-service firm!
Florian Wilk knows his craft. Anyone planning to move to Cyprus or set up a company there is definitely at the right address with CMC. Highly competent, reliable and legally sound.
I am a very satisfied client and fully trusted CMC's services. The team is extremely well organised and helped me with every step.
Absolutely convinced by the expertise and way of working. Especially in corporate structuring, Florian brings sound know-how – solution-oriented, transparent and reliable.
With Florian we had not only expert support but also extremely likeable guidance. An unreserved recommendation!
Complete package of Non-Dom, company formation and Yellow Slip – fully satisfied. Always friendly and helpful.
Source: published client reviews on the CMC website (cmc · Larnaca, HE320171).